Retail Jobs with Staff Discounts Australia 2025:
Complete Guide
Staff discounts are one of the most valuable perks of working in retail, potentially saving employees hundreds to thousands of dollars annually. If you’re choosing between retail employers or curious about which offers the best discounts, understanding the discount percentages, what’s included, and the real savings potential helps you maximize this benefit.
This comprehensive guide covers staff discounts at major Australian retailers, compares discount percentages, calculates real savings, and helps you choose retailers where discounts provide maximum value.
Quick Overview: Retail Staff Discounts Australia
Highest Discounts: Chemist Warehouse (10-20%), Kmart/Target (10-15%)
Standard Discounts: Woolworths, Coles, Bunnings (5%)
No Standard Discount: ALDI (compensated by higher pay)
Average Annual Savings: $300-2,000+ depending on shopping habits and discount percentage
Most Valuable: Depends on your shopping habits – high percentage on products you buy regularly
Complete Staff Discount Comparison
Supermarkets and Grocery
Woolworths – 5% Discount
Discount: 5% on most Woolworths products
How It Works: Automatic discount using staff card or app at checkout
What’s Included:
- Woolworths brand products
- Third-party brands
- Fresh produce, meat, seafood
- Bakery and deli
- Most grocery items
What’s Excluded:
- Tobacco
- Gift cards
- Already discounted clearance items
- Some promotional items
Additional Perks:
- Weekly team member specials (extra discounts)
- Big W discount (10%)
- BWS/Dan Murphy’s discount (5%)
Annual Savings Example:
- $200/week grocery shopping = $10,400/year
- 5% discount = $520/year saved
Value Rating: ⭐⭐⭐ (3/5) – Moderate percentage but high frequency use
Coles – 5% Discount
Discount: 5% on most Coles products
How It Works: Automatic discount using team member card at checkout
What’s Included:
- Coles brand products
- Third-party brands
- Fresh produce, meat, seafood
- Bakery and deli
- Most grocery items
What’s Excluded:
- Tobacco
- Gift cards
- Clearance items
- Some promotional items
Additional Perks:
- Weekly team member specials (10-30% off selected items)
- Coles Express discount (5%)
- Liquorland discount
Annual Savings Example:
- $200/week grocery shopping = $10,400/year
- 5% discount = $520/year saved
Value Rating: ⭐⭐⭐ (3/5) – Moderate percentage but high frequency use
ALDI – No Standard Discount
Discount: None (no ongoing staff discount)
Occasional Perks:
- Special team member offers (infrequent)
- Product trials
Compensation:
- 10-30% higher hourly pay than competitors
- Higher pay offsets lack of discount
Annual Savings: $0 from discount, but $2,000-5,000+ from higher pay
Value Rating: ⭐⭐⭐⭐ (4/5) – No discount but significantly higher pay compensates
Department Stores
Kmart – 10-15% Discount
Discount: 10-15% on Kmart products (varies by employment type and tenure)
How It Works: Staff card or code at checkout
What’s Included:
- Clothing and fashion
- Homewares and furniture
- Electronics
- Toys and games
- Beauty products
- Most Kmart products
What’s Excluded:
- Gift cards
- Already discounted clearance items
- Some promotional items
Additional Perks:
- Higher discount after probation period
- Special team member sales
Annual Savings Example:
- $100/month Kmart shopping = $1,200/year
- 15% discount = $180/year saved
Value Rating: ⭐⭐⭐⭐ (4/5) – High percentage, valuable if you shop at Kmart regularly
Target – 10-15% Discount
Discount: 10-15% on Target products
How It Works: Staff card at checkout
What’s Included:
- Clothing and fashion
- Homewares
- Electronics
- Toys
- Beauty
- Most Target products
What’s Excluded:
- Gift cards
- Clearance items
- Some promotional items
Annual Savings Example:
- $100/month Target shopping = $1,200/year
- 15% discount = $180/year saved
Value Rating: ⭐⭐⭐⭐ (4/5) – High percentage, valuable for regular shoppers
Big W – 10% Discount
Discount: 10% on Big W products
How It Works: Staff card at checkout
What’s Included:
- Clothing
- Homewares
- Electronics
- Toys
- Entertainment
- Most Big W products
Additional Perks:
- 5% discount at Woolworths (Woolworths Group)
- BWS/Dan Murphy’s discount
Annual Savings Example:
- $80/month Big W shopping = $960/year
- 10% discount = $96/year saved
- Plus Woolworths grocery discount
Value Rating: ⭐⭐⭐⭐ (4/5) – Good percentage plus Woolworths Group benefits
Hardware and Home Improvement
Bunnings – 5% Discount
Discount: 5% on Bunnings products
How It Works: Staff card at checkout
What’s Included:
- Hardware and tools
- Building materials
- Garden products
- Homewares
- Most Bunnings products
What’s Excluded:
- Gift cards
- Some trade items
- Clearance products
Annual Savings Example:
- $100/month DIY shopping = $1,200/year
- 5% discount = $60/year saved
Value Rating: ⭐⭐⭐ (3/5) – Moderate percentage, valuable for DIY enthusiasts
Electronics and Technology
JB Hi-Fi – 5-10% Discount
Discount: 5-10% on products (varies by category)
How It Works: Staff discount code or card
What’s Included:
- Electronics
- Computers and tablets
- Gaming
- Music and movies
- Appliances
Additional Perks:
- Staff purchase programs (buy at cost + small margin)
- Special team member sales
Annual Savings Example:
- $150/month tech purchases = $1,800/year
- 10% discount = $180/year saved
Value Rating: ⭐⭐⭐⭐ (4/5) – Good percentage on high-value items
Harvey Norman – 5-10% Discount
Discount: 5-10% on products (varies by franchise and category)
How It Works: Staff discount (varies by franchise as independently owned)
What’s Included:
- Electronics
- Furniture
- Appliances
- Computers
Note: Discount varies significantly as Harvey Norman stores are franchised
Value Rating: ⭐⭐⭐ (3/5) – Varies by franchise
Pharmacy and Health
Chemist Warehouse – 10-20% Discount
Discount: 10-20% on products (varies by category)
How It Works: Staff card at checkout
What’s Included:
- Vitamins and supplements
- Beauty and cosmetics
- Personal care
- Over-the-counter medications
- Health products
What’s Excluded:
- Prescription medications (regulated pricing)
- Some promotional items
Annual Savings Example:
- $80/month health/beauty shopping = $960/year
- 15% average discount = $144/year saved
Value Rating: ⭐⭐⭐⭐⭐ (5/5) – Highest percentage, valuable for health/beauty shoppers
Priceline – 10-15% Discount
Discount: 10-15% on products
What’s Included:
- Beauty and cosmetics
- Skincare
- Fragrances
- Health products
- Personal care
What’s Excluded:
- Prescription medications
Annual Savings Example:
- $60/month beauty shopping = $720/year
- 12.5% average discount = $90/year saved
Value Rating: ⭐⭐⭐⭐ (4/5) – Good percentage for beauty enthusiasts
Fashion and Apparel
Cotton On Group (Cotton On, Supre, Typo, etc.) – 25-40% Discount
Discount: 25-40% on Cotton On Group brands
How It Works: Staff discount code
What’s Included:
- All Cotton On Group brands
- Clothing
- Accessories
- Homewares (Typo)
Annual Savings Example:
- $80/month Cotton On shopping = $960/year
- 30% average discount = $288/year saved
Value Rating: ⭐⭐⭐⭐⭐ (5/5) – Highest percentage, excellent for fashion lovers
H&M – 25% Discount
Discount: 25% on H&M products
What’s Included:
- All H&M clothing and accessories
Annual Savings Example:
- $60/month H&M shopping = $720/year
- 25% discount = $180/year saved
Value Rating: ⭐⭐⭐⭐ (4/5) – High percentage for fashion shoppers
Uniqlo – 30% Discount
Discount: 30% on Uniqlo products
What’s Included:
- All Uniqlo clothing
Annual Savings Example:
- $50/month Uniqlo shopping = $600/year
- 30% discount = $180/year saved
Value Rating: ⭐⭐⭐⭐⭐ (5/5) – Very high percentage
Liquor Retail
Dan Murphy’s – 5% Discount
Discount: 5% on liquor products
How It Works: Team member card (Woolworths Group)
What’s Included:
- Wine, beer, spirits
- Most liquor products
What’s Excluded:
- Already discounted items
- Some promotional products
Additional Perks:
- Woolworths discount (5%)
- Team member specials
Annual Savings Example:
- $100/month liquor purchases = $1,200/year
- 5% discount = $60/year saved
Value Rating: ⭐⭐⭐ (3/5) – Moderate percentage
BWS – 5% Discount
Discount: 5% on liquor products
How It Works: Team member card (Woolworths Group)
Similar to Dan Murphy’s
Value Rating: ⭐⭐⭐ (3/5) – Moderate percentage
Staff Discount Comparison Table
| Retailer | Discount % | Category | Annual Savings Potential | Value Rating |
| Cotton On Group | 25-40% | Fashion | $200-400+ | ⭐⭐⭐⭐⭐ |
| Uniqlo | 30% | Fashion | $150-250+ | ⭐⭐⭐⭐⭐ |
| H&M | 25% | Fashion | $150-250+ | ⭐⭐⭐⭐ |
| Chemist Warehouse | 10-20% | Health/Beauty | $100-300+ | ⭐⭐⭐⭐⭐ |
| Kmart | 10-15% | Department | $150-300+ | ⭐⭐⭐⭐ |
| Target | 10-15% | Department | $150-300+ | ⭐⭐⭐⭐ |
| Priceline | 10-15% | Beauty | $80-150+ | ⭐⭐⭐⭐ |
| Big W | 10% | Department | $100-200+ | ⭐⭐⭐⭐ |
| JB Hi-Fi | 5-10% | Electronics | $100-300+ | ⭐⭐⭐⭐ |
| Woolworths | 5% | Grocery | $400-800+ | ⭐⭐⭐ |
| Coles | 5% | Grocery | $400-800+ | ⭐⭐⭐ |
| Bunnings | 5% | Hardware | $50-150+ | ⭐⭐⭐ |
| Dan Murphy’s/BWS | 5% | Liquor | $50-100+ | ⭐⭐⭐ |
| ALDI | 0% | Grocery | $0 (higher pay) | ⭐⭐⭐⭐ |
Which Staff Discount is Most Valuable?
Highest Percentage Discounts
1.Cotton On Group – 25-40%
2.Uniqlo – 30%
3.H&M – 25%
4.Chemist Warehouse – 10-20%
5.Kmart/Target – 10-15%
Highest Absolute Dollar Savings
1.Woolworths/Coles – $400-800+/year (frequent use despite lower %)
2.Cotton On Group – $200-400+/year (high % on regular fashion purchases)
3.Chemist Warehouse – $100-300+/year (high % on health/beauty)
4.Kmart/Target – $150-300+/year (moderate % on varied purchases)
5.JB Hi-Fi – $100-300+/year (moderate % on high-value electronics)
Most Valuable by Shopping Habits
If you spend most on groceries:
- Woolworths or Coles – 5% saves more in absolute dollars than higher % elsewhere
If you love fashion:
- Cotton On Group, Uniqlo, or H&M – 25-40% saves significantly
If you buy health/beauty products:
- Chemist Warehouse – 10-20% on products you buy anyway
If you shop at Kmart/Target regularly:
- Kmart or Target – 10-15% on varied purchases adds up
If you’re a tech enthusiast:
- JB Hi-Fi – 5-10% on expensive electronics saves significant dollars
How to Maximize Staff Discount Value
- Choose Retailer Matching Your Shopping Habits
Work where you already shop to maximize savings.
Example: If you spend $200/month at Kmart, working there saves $24-30/month ($288-360/year) with 12-15% discount.
- Consolidate Shopping
Shift more purchases to your employer to maximize discount benefit.
Example: Woolworths employee – buy all groceries, household items, personal care at Woolworths instead of splitting between stores.
- Shop for Family and Friends
Use your discount when shopping for family members (check company policy).
Benefit: Maximize discount usage beyond just your personal needs.
- Stock Up on Non-Perishables
Buy non-perishable items in bulk when convenient.
Benefit: Maximize discount on items you’ll use eventually.
- Time Purchases Strategically
Combine staff discount with sales when allowed.
Benefit: Double savings (sale price + staff discount).
- Use for Special Occasions
Buy gifts, party supplies, seasonal items using discount.
Benefit: Significant savings on larger purchases.
- Take Advantage of Additional Team Member Specials
Many retailers offer extra discounts beyond standard percentage.
Benefit: Extra 10-30% off selected items weekly.
- Combine with Loyalty Programs
Use staff discount plus loyalty programs (Everyday Rewards, Flybuys) when allowed.
Benefit: Discount + points = double value.
- Shop at Group-Affiliated Stores
Woolworths Group, Wesfarmers Group offer discounts across multiple brands.
Benefit: Extend savings beyond primary employer.
- Track Your Savings
Monitor how much you save monthly/yearly.
Benefit: Appreciate real value and adjust shopping to maximize.
Real Employee Savings Examples
Example 1: Woolworths Employee (Family of 4)
Shopping:
- Woolworths groceries: $300/week = $15,600/year
- Big W (Woolworths Group): $100/month = $1,200/year
Savings:
- Woolworths 5%: $780/year
- Big W 10%: $120/year
- Total: $900/year saved
Example 2: Kmart Employee (Fashion Lover)
Shopping:
- Kmart clothing/homewares: $150/month = $1,800/year
Savings:
- Kmart 15%: $270/year saved
Example 3: Chemist Warehouse Employee (Health Conscious)
Shopping:
- Vitamins and supplements: $80/month = $960/year
- Beauty products: $60/month = $720/year
- Total shopping: $1,680/year
Savings:
- 15% average discount: $252/year saved
Example 4: JB Hi-Fi Employee (Tech Enthusiast)
Shopping:
- Electronics and gadgets: $200/month = $2,400/year
Savings:
- 10% average discount: $240/year saved
Example 5: Cotton On Group Employee (Young Professional)
Shopping:
- Cotton On clothing: $100/month = $1,200/year
Savings:
- 30% average discount: $360/year saved
Common Questions About Retail Staff Discounts
Can I use my staff discount for family members?
Yes, most retailers allow you to use your discount when shopping for family, but you must be present and making the purchase yourself. You cannot give your card to family members to use independently.
Can I combine staff discount with sales?
Varies by retailer. Some allow staff discount on sale items, others exclude already-discounted products. Check your employer’s specific policy.
When does my staff discount start?
Usually immediately upon employment or after completing probation period (typically 3 months). Check with your employer.
What happens to my discount if I leave?
Staff discount ends on your last day of employment. Return your staff card and access will be removed.
Can I use my discount online?
Most major retailers allow staff discount for online shopping when logged in with staff credentials.
Which retail job has the best staff discount?
Cotton On Group (25-40%), Uniqlo (30%), and H&M (25%) have the highest percentages. However, “best” depends on your shopping habits – Woolworths/Coles 5% may save more absolute dollars if you spend heavily on groceries.
Is it worth working somewhere just for the discount?
Generally no – choose employer based on pay, culture, career progression, and location first. Discount is a bonus, not primary reason.
Do casual employees get the same discount?
Yes, all employment types (casual, part-time, full-time) typically receive the same staff discount from day one.
Conclusion
Staff discounts are a valuable benefit of retail employment, potentially saving $300-2,000+ annually depending on the retailer and your shopping habits. While discount percentages range from 0% (ALDI) to 40% (Cotton On Group), the most valuable discount is the one that aligns with your actual spending.
Highest Percentage Discounts:
1.Cotton On Group (25-40%)
2.Uniqlo (30%)
3.H&M (25%)
4.Chemist Warehouse (10-20%)
5.Kmart/Target (10-15%)
Highest Absolute Savings:
1.Woolworths/Coles (5% on high-frequency grocery shopping)
2.Cotton On Group (25-40% on fashion)
3.Chemist Warehouse (10-20% on health/beauty)
4.Kmart/Target (10-15% on varied purchases)
Key Takeaways:
✅ Discount value depends on shopping habits – high % on products you don’t buy isn’t valuable
✅ Frequency matters – 5% on weekly groceries may save more than 30% on monthly fashion
✅ Consolidate shopping – maximize discount by buying more from your employer
✅ Additional perks – team member specials, group discounts add value
✅ Track savings – monitor real value to appreciate benefit
✅ Don’t choose job for discount alone – consider pay, culture, progression first
When choosing between retail employers, consider staff discount as one factor among many (pay, career progression, work culture, location). The best approach is working somewhere that aligns with your career goals and shopping habits, allowing you to maximize both income and savings.
Related Articles:
- Woolworths Staff Discount: Complete Guide
- Coles Employee Benefits: Complete Guide
- Best Retail Jobs to Work At in Australia
- Kmart vs Target: Which is Better to Work For?
- How to Maximize Your Staff Discount Savings